In an era where inflation devours traditional savings faster than a bull market devours skeptics, EMCD is hosting a webinar on balancing growth and stability in crypto and stablecoins. Set for December 16 at 18:00 CET, this online session cuts through the hype to explore how digital assets might actually complement your eroding bank deposits. With inflation hitting double digits in unstable economies while savings accounts limp along at 2-3% returns, it’s no wonder retail investors are eyeing crypto-based alternatives. But as always in this space, the devil is in the risk details.
EMCD, a crypto fintech player, positions this as an educational deep dive rather than a sales pitch—though they’ll spotlight their Coinhold product. Speakers like Jan Warmus, Partnerships Director with years in Bitcoin mining and sales, will bridge traditional finance logic with blockchain realities. Joined by DeFi curator Dominic and BeInCrypto’s Jakub Dziadkowiec, the discussion promises sharp analysis on why cash hoarding fails and how stablecoins fit into a saner strategy. Expect wit, data, and a healthy dose of caution amid the 2026 bull run projections.
Why Traditional Savings Are Losing the Inflation War
Picture this: your hard-earned cash sitting in a bank account, quietly shrinking as inflation surges past 10% in rocky economies. Traditional savings tools, offering paltry 2-3% annual yields, can’t keep pace, leaving purchasing power in tatters. Banks, meanwhile, reinvest those deposits into high-yield instruments, pocketing the spread while retail clients get crumbs. This structural imbalance is pushing savvy users toward alternatives that at least promise to fight back.
The webinar will unpack this from an educational angle, highlighting how limited access to foreign-currency options exacerbates the problem in many regions. It’s not just theory—recent years have shown cash holders watching real value evaporate. Crypto and stablecoins enter as potential complements, not replacements, offering flexibility where fiat falls short. But responsibility is key; no one’s promising risk-free riches here.
Attendees will gain context on macroeconomic shifts fueling this trend, including central bank behaviors that widen the gap between inflation and returns. This sets the stage for understanding digital assets’ role without the usual hype.
The Inflation-Savings Gap Exposed
Inflation exceeding 10% isn’t hyperbole—it’s reality in unstable periods, eroding savings faster than interest accrues. Traditional accounts cap at 2-3%, a mismatch that forces a rethink. EMCD’s speakers will dissect how banks leverage deposits for better yields, leaving individuals exposed. This educational lens reveals systemic flaws, not just personal failings.
Consider the data: real value of cash plummets while alternatives beckon. Yet, jumping into crypto without strategy is folly. The session emphasizes measured integration, using balancing growth and stability as the north star. Examples from European markets, where Warmus has managed millions in Bitcoin sales, will illustrate practical pitfalls and wins.
Foreign-currency access limitations compound issues, especially in restricted economies. Webinar insights will guide how stablecoins bridge this, backed by real-world cases. Risks remain—volatility, regulation—but informed users can navigate better.
Ultimately, this gap analysis empowers attendees to question status quo finance critically.
Banks’ Reinvestment Secrets
Banks don’t idle your money; they chase higher yields via bonds, loans, and more, sharing minimal returns with depositors. This from-an-educational-and-structural-perspective view will demystify the machine. Speakers will contrast retail realities with institutional plays, showing why individuals need more tools.
In crypto terms, this mirrors DeFi yields outpacing TradFi, but with caveats. Coinhold’s segment will explain compound growth mechanics step-by-step, stressing low-activity, long-term holds over speculation. It’s educational, not advice—crypto products carry inherent risks, unlike regulated deposits.
Real examples: European Bitcoin sales scaling millions highlight scalable alternatives. Yet, webinar stresses due diligence, echoing Web3 red flags to avoid. Attendees leave equipped to spot imbalances.
Decoding Crypto and Stablecoins in Your Portfolio
Crypto assets and stablecoins aren’t silver bullets, but they can add balance where traditional tools falter. The webinar dives into their role amid inflation, volatility, and limited options, advocating responsible use for growth potential. Forget moonshot promises; this is about measured integration into broader strategies.
Speakers will explore flexibility digital assets offer, especially as 2026 projections eye market caps over $5 trillion driven by institutions and regs. Stablecoins, projected to hit $1 trillion circulation, solidify as cash layers. Yet, the tone stays critical—hype ignored, risks forefronted.
This section builds on inflation woes, positioning crypto as a portfolio complement. Attendees get frameworks for balancing growth and stability, with Q&A for personalization.
Stablecoins as Stability Anchors
Stablecoins shine in high-inflation scenarios, pegged to fiat for relative calm amid crypto storms. Unlike volatile tokens, they mimic cash but enable borderless, efficient use. Webinar will cover fitting them into strategies, with MiCA regs boosting legitimacy.
Projections: stablecoin supply exploding, powering payments and DeFi. EMCD’s view aligns with experts seeing them as new liquidity backbones. But risks—depegging, regulation—demand scrutiny. Learn via Coinhold demos: step-by-step onboarding, compound mechanics.
Compared to bank deposits, stablecoins offer yields via ecosystems, but sans FDIC safety. Speakers like Dominic, a DeFi thinker, will blend analysis with infrastructure insights. Pair with AI-crypto integrations for forward views.
Real utility: cross-border transfers beating forex hurdles. Attendees grasp why they’re gaining traction without blind faith.
Crypto’s Growth Edge with Caveats
Crypto promises growth traditional assets lack, but volatility bites. Webinar stresses long-term, low-activity holds for stability seekers. Compound growth in ecosystems like Coinhold explained sans jargon: earn on holdings responsibly.
Data backs potential: Bitcoin as inflation hedge, Ethereum upgrades fueling DeFi. Yet, 2026 risks loom—70-80% drops possible per some analysts. Balance via diversification, research—check how to research crypto projects.
Speakers’ expertise: Warmus’s mining background, Dziadkowiec’s TA passion. They connect dots from philosophy to decentralization advocacy. Educational only—no advice, full risk disclosure.
Walk away with strategies blending upside with safeguards.
Meet the Minds Behind the Discussion
EMCD’s webinar boasts speakers blending finance grit with Web3 vision. Jan Warmus leads with six years in Bitcoin mining, managing millions in European sales. He fuses TradFi logic with digital infrastructure, cutting hype.
Dominic, DeFi curator, merges AI, DeFi, Web3 insights with community energy. Jakub Dziadkowiec, PhD and editor, shifts from philosophy/sports science to crypto evangelism—Bitcoin warrior pushing decentralization. Together, they offer multifaceted views on adoption and strategies.
This lineup ensures depth: technical, philosophical, practical. Q&A lets you probe directly.
Jan Warmus: Bridging Worlds
Warmus’s track record—millions in BTC sales—grounds discussions in reality. Partnerships Director at EMCD, he demystifies mining to markets. Expect European case studies on scaling sales amid regs.
His angle: traditional logic meets blockchain efficiency. Ties to balancing growth and stability via proven tactics. No fluff—pure insight from trenches.
Dominic and Dziadkowiec: DeFi and Decentralization Duo
Dominic’s confident voice on AI-DeFi-Web3 curates sharp takes. Dziadkowiec, author of books/articles, applies analytical mind to TA, adoption. Bitcoin maxis with nuance.
They’ll tackle long-term strategies, risks. Aligns with Web3 trends 2026, eyeing institutional shifts.
Coinhold Spotlight: Crypto Savings Demystified
A dedicated segment unmasks Coinhold, EMCD’s savings-like crypto product. Purely educational: how compounds work, user steps, why low-activity appeals to stability hunters. Not advice—risks aplenty, no bank guarantees.
This fits broader balancing growth and stability theme, contrasting speculation with holds. Ties to airdrops/tasks via step-by-step guides. 2026 context: stablecoins booming.
Speakers demo practically, emphasizing responsibility.
Compound Growth Mechanics
Coinhold illustrates crypto compounding: earnings on earnings, low effort. Step-by-step: onboard, hold, grow. Beats bank yields potentially, but volatility reigns.
Explained with examples, risks upfront. Links to legit airdrops for entry points. Educational core: understand before diving.
Low-Activity Strategies Rising
Speculation fatigues users; holds gain favor. Webinar covers why, with Coinhold as case. Stability over pumps, per speakers.
Risks reiterated: crypto != deposit. Preps for crypto airdrops 2026 mindset.
What’s Next
The webinar wraps with live Q&A—your chance to grill experts. Register via EMCD’s link to join December 16. Beyond event, themes resonate: inflation pressures demand smarter tools, but research rules—see crypto project research.
As 2026 looms with bull projections, balancing growth and stability isn’t optional. This session equips without selling dreams. Crypto evolves; stay critical.
Expect actionable insights cutting hype, fostering genuine understanding amid market shifts.
